Anyone who has gone through performance reviews at work is probably aware of how painful the process is. Most people regard performance reviews as a game of chess, with the ultimate objective of checkmating their way to victory. In this post, I am going to provide some of the misconceptions people have about performance reviews […]
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How To Manage Mortgage Debt
The last and final topic in debt reduction is the mortgage debt. As I mentioned in an earlier post about the water not being fine, massive escalation in housing prices relative to income has resulted in sky-rocketing mortgage debt. However, mortgage debt is different than other forms of debt such as credit card or student […]
How To Tackle Student Debt
In this post, I am talk about student debt as it one of the pressing issues for millennials and Gen Z. Student debt is the second worst as the interest rate is anywhere typically between 3-8%. However, as I mentioned in my post about the water not being fine, this monster is growing exponentially. It […]
How To Get Rid Of Consumer Debt
Consumer debt are loans used for personal consumption such as buying a car or more generally a depreciating asset (any item which starts losing value the minute you take it out of the store). Credit cards, personal lines of credit and auto loans are common examples of consumer debt. In this post, I am going […]
5 Simple Steps To Overcome Debt Slavery
In an earlier post, I talked about the attractive nature of debt – the fact that it allows you (or the government) to realize the benefits now and worry about the bill later. A simple way to think about it is that debt is simply your future earnings spent today. It is the opposite of […]
The Four Different Boss Types And How To Work With Them
In my last post, I talked about how to develop credibility with your boss. In a perfect world, everyone would get along very well with his or her boss. There really would be no need for me to write this blog post! It also would be quite boring. Of course, we all know that does […]
Three Steps to Developing Credibility With Your Boss
When it comes to the managing upwards and developing credibility with your boss, it is not unusual to hear lots of interesting stories – both good and bad ones. The bad stories are usually poured over in detail – after all, who doesn’t what to hear something juicy, right? There is a popular saying that […]
How To Find The Right Job
If only the Germans had not invaded Poland in 1939, then World War II would not have happened and the destruction that followed would not have taken place. See how simple that was? It is often said that hindsight is 20/20. It is easy to say someone made a bad decision or should have known […]
Workplace Trends – What Are You Up Against?
As I explained in my strategy, millennials and Gen Z today face a workplace culture that is vastly different than the past. In this post, I am going to explain the three major workplace trends that drive today’s corporate cultures and how to adapt to it. Humble beginnings I started my first-ever job as an […]
How to Develop the Rich Mindset
The first step in achieving financial independence is developing a rich mindset. In this post, I am going to do a deep dive into exactly what is that. In the mid 2000s, Alberta, the oil producing centre of Canada, was literally bathing in dollars, thanks in large part due to sky-rocketing oil prices. The government […]
No It’s NOT All Your Fault – The Water Is NOT Fine
Millennials and Generation Z today are facing challenges that the previous generations did not have to face. In this post, I am going to discuss what those challenges are and how to a develop a game plan to tackle it. The scene shown above is one we are quite familiar with. I am always struck […]
Financial Independence – You Don’t Need a Pot of Gold
A common misconception among people is that financial independence requires a huge sum of money within a short period of time – the proverbial pot of gold. It evokes a lot of different emotions as the conversation revolves around money. Why is money important? In the 1986 movie Platoon, infantryman Taylor (played by Charlie Sheen) […]